Amortization graph
Balance remaining
Cumulative principal paid
Cumulative interest paid
| Scenario | Monthly payment | Amount financed | Total interest | Total loan payments | Total cash outlay | Payoff | APR | Term |
|---|
“Total cash outlay” equals cash down payment plus all loan payments. Trade-in equity and rebates reduce financing but are not counted as new cash paid in this figure.
| Month | Payment | Principal | Interest | Balance |
|---|
Estimates only. Lenders may use different rounding, payment timing, taxes, fees, and daily-interest methods.