LoanLenz
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See the whole deal.Then decide.
Compare loan and lease offers. See what you pay each month, what you pay today, and what the car may cost in the end.
- No sign-up
- Loans + leases
- Saved on your device
From the dealer’s quote to a clear answer.
LoanLenz puts every offer in the same simple view. You choose what matters most to you.
“Best” depends on what you need.
In this example, the Model Y lease has the lowest monthly payment. But if you want to own the car, the RAV4 costs almost $10,000 less than leasing and then buying the Model Y.
Want the lowest monthly payment?The Model Y lease is $547 a month.
Want to keep the car?The RAV4 costs the least to own in this example.
Drive more than 12,000 miles a year?Check the extra-mile fee before you sign.
These numbers are examples. Add quotes from your dealer to compare your choices.
Your numbers stay private.
No account or email is needed. Your car offers stay in this browser on this device.
Try different numbers.
Copy an offer, change one number, and see how a lower interest rate, larger down payment, or shorter loan changes the cost.
Before you start comparing.
Can LoanLenz compare a loan and a lease?
Yes. LoanLenz puts loan and lease costs side by side. You can compare the monthly payment, cash due today, interest and fees, and what it may cost to own the car.
What should I bring from the dealer?
For a loan, bring the total car price, interest rate, number of months, fees, discounts, and trade-in details. For a lease, also bring the money factor (the lease interest rate), value left at the end, mile limit, and buyout fees. Ask the dealer to show you these numbers.
Does the calculator tell me which car to buy?
No. It shows what each choice may cost. You decide based on your budget, how much you drive, how long you want the car, and which car you like.
Know what you may pay before you sign.
Add your first offer in about a minute. No account and no sales calls.
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